mortgage loan underwriter sample resume

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Mortgage loan underwriter sample resume aristotles essay on an educated man

Mortgage loan underwriter sample resume

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For example, if you have a Ph. D in Neuroscience and a Master's in the same sphere, just list your Ph. When listing skills on your mortgage underwriter resume, remember always to be honest about your level of ability. Include the Skills section after experience. Resume Resume Examples Resume Builder. Create a Resume in Minutes. Coralie Weimann. Senior Mortgage Underwriter. Mortgage Underwriter. Junior Mortgage Underwriter.

Amberton University. Create a Mortgage Underwriter Resume. To write great resume for mortgage underwriter job, your resume must include: Your contact information Work experience Education Skill listing. Education on a Mortgage Underwriter Resume.

Professional Skills in Mortgage Underwriter Resume. Strong processing background required. Applies knowledge and application of standards that guide effective and efficient delivery of quality services and products Provide technical experience and quality assurance on loan approvals Providing high quality customer service, including underwriting to the companies' service level expectations Maintaining up to date knowledge of all agency and investor underwriting guidelines and credit overlays Understanding of risk assessment of both credit and collateral process and the impact to the saleabilty of individual loans.

Ability to make sound decisions. Disposition loan files outside of standard underwriting guidelines Evaluate and render loan decisions on consumer loan request, handling mostly undefined credit issues Suggest revisions to credit products, policy, process, and underwriting as results of loan reviews Maintains current working knowledge on current products Assists with training needs of other mortgage positions.

Communicates regularly with brokers and account executives regarding status of loans via current technology Promotes our culture by living-out the cultural pillars People, Integrity, Partnership, Teamwork, and Fun on a daily basis Transmit data to automated and underwriting engines as applicable Work closely with Secondary Marketing on interest rate changes Respond to post closing reviews and audits in a timely fashion Maintain productiveity level of files per day at turn times established by Underwriting Manager Computer proficiency including Microsoft Office product.

Excellent interpersonal skills and team working abilities as well as the ability to both adapt to change and learn quickly Strong oral, verbal and written communication skills. Alt A experience is a benefit Relevant underwriting experience in mortgage industry or years of mortgage-related experience Able to manage time effectively in a fast paced environment High level of passion and motivation for learning new skills.

Mortgage underwriting experience, including FHA and VA loans Experience grading loan application quality based on criteria covered in training In underwriting experience. Previous manual Mortgage Underwriting experience Experience reviewing loan files for self-employed applicants and FHA loans and income analysis for self-employed applicants Related work experience in underwriting residential mortgage loans Provide support tools to assist HFA?

Demonstrates thorough knowledge of Mortgage Industry policies Strong math and analytics sufficient for quantitative and analytical analysis Interpret credit policy guidelines and investor guidelines and apply them to specific loans for effective sale in the secondary market Front-end Mortgage Underwriter experience Relevant underwriting experience in Mortgage industry Demonstrating sound judgment in the analysis of required documentation while mitigating organization risk through appropriate decision making.

Providing quality and consistent underwriting of mortgage loans, focusing on highly complex loans, to ensure compliance with appropriate company standards Reviewing real estate appraisals for consistency with prevailing market conditions Documenting and advising all parties of decision and the rationale Ensuring material information captured in the automated underwriting system is accurate at time of review Maintaining an appropriate level of regular contact with the established HFA portfolio Developing knowledge of our products, policies and processes to improve the efficiency of each HFA relationship.

Completing insurer approval process, where applicable Negotiating terms and conditions for marginal applications Working knowledge of market segment e. You can also download the mortgage underwriter resume template in Word. And if you need more help, let the experts at Monster's Resume Writing Service create a high-impact resume for you that will impress employers.

Additionally, you can search for mortgage underwriter jobs on Monster. Results: Project Highlights:. Thank you! You are now a Monster member—and you'll receive more content in your inbox soon. By continuing, you agree to Monster's privacy policy , terms of use and use of cookies. Search Career Advice. Sample Resume for a Mortgage Underwriter You may be an expert at underwriting, but how about resume writing? Use this mortgage underwriter sample resume as a guide to preparing your resume. Sample Resume for a Mortgage Underwriter.

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Description : Responsible for underwriting mortgages and recommending loans for approval on all residential properties, including authorizing terms and conditions of residential commitment letters, conducting thorough credit investigations, obtaining and validating credit information, income confirmation and down payments. Provided reviews loan files for completeness and accuracy, analyzing credit documents, including, but not limited to, mortgage applications, credit history, and income documents, title documents, appraisals and all applicable compliance documents Evaluated debt ratio, loan-to-value ratios, credit score, property valuation, and various other factors.

Remote Underwriter, carry out weekly pipelines with each branch to ensure loans move forward. Description : Determines credit worthiness and risk associated with borrower based on credit profile. Communicates decisions that most effectively mitigate credit risks for USAA, including data integrity and validity of information submitted. Applies understanding of established guidelines, Fair Lending and all other regulatory requirements when evaluating loan attributes while utilizing prudent underwriting judgment and experience.

Works under moderate supervision; acquires and applies maturing knowledge of the business, its products, and processes. Uses established procedures and significant job experiences to perform moderately complex work assignments and problem resolution. Mortgage Underwriter Resume Headline : Obtaining a career in credit risk and compliance.

Skills : Microsoft Office Suite. Description : Compiled, verified and typed application information for mortgage loans. Reviewed risk through credit policy and interpreting Agency Guidelines. Reviewed residential loan application files to verify that application data was complete and met establishment standards, including type and amount of mortgage, borrower assets, liabilities and length of employment.

Reviewing appraisals, income, and asset, documentation. Review submitted files to analyze for Capacity, Capital, Character and Condition. Problem Solving used to mitigate loss for Chase while delivering high quality customer service and profitable product. Description : Ensured loan submittals met internal and external eligibility requirements. Provided meticulous attention to detail in underwriting mortgages.

Evaluated the customer's financial ability, intent, willingness, reason for default, and ability to make payments, and apply appropriate retention or liquidation solutions. Follow department procedures associated with the packaging and recommending of loan modifications, and obtaining all necessary file components including but not limited to BPO procurement, credit reports, 3rd party approvals, and other item as required.

Coordinate and facilitate loss mitigation efforts with associated departments, foreclosure counsel, investors, Agencies, Chase Master Servicing, default vendors and mortgage insurance companies. Document all relevant workout terms to ensure agreements can be fulfilled and monitored. Description : Actively managed a pipeline of both purchase and refinance residential mortgage loans with a focus on turn time, service and quality.

Reviewed complete loan package including assets, income, credit, and collateral to determine creditworthiness. Met and exceeded production goals and quality control reviews. Reviewed single-family, condominium, multi-family, income-producing properties, and manufactured home appraisals.

Condominium reviews included limited project reviews. Description : Included all aspects of loan document review, verification and analysis for loan approval and processing. Ensured that loan requests met program and product specifications or determined appropriate products to offer customers.

Communicated product information, transaction status and loan decisions to internal stakeholders and external customers. Consistently was recognized for exceeding productivity, quality and customer satisfaction targets Loan Processor Responsibilities Included ensuring that all borrower documentation met lending criteria and was complete and accurate before sending to Underwriter. Stayed abreast of industry regulations and changes, and bank policies and procedures to assure loan compliance.

Skills : Microsoft Office. Description : Reviewed and evaluated loan files for risk issues and potential misrepresentation. Reviewed and analyzed credit reports, loan applications, income documentation, employment records, and court documents such as bankruptcy and divorce decrees and verifies information as needed to determine borrower's ability to meet loan requirements.

Ensured compliance with federal, state and local regulations, industry principles, practices, standards, and controls; and the business objectives, policies, risk parameters and guidelines of the organization. Determined overall loan documentation to ensure accuracy, completeness and fraud prevention. Contacted appropriate parties for necessary documents.

Recorded loan rejections, specifying investor and institution guidelines and basis for declining application, such as insufficient cash reserves. Determined appropriate recommendations subject to management and underwriting guidelines. Displayed time management skills necessary to complete projects satisfactorily and in compliance. Description : Responsible for applying standard company, investor and insurer financial solutions associated with troubled residential real estate loans to help minimize credit loss to the company.

Examined loan documentation for accuracy and completeness while working with loan originators and production staff to secure all required documents to render a decision. Applied knowledge of underwriting and regulatory compliance requirements. Reviewed and verifying the income, credit history, and employment details of the bank applicants. Reviewed Appraisals and complex tax returns Ensured loans meet all program and product specifications.

Communicated loan decisions and deficiencies with clarity. Adhered to all JPMorgan Chase fair lending practices Maintained and met all departmental goals for productivity, quality, and turnaround time. Independent Mortgage Underwriter Resume Summary : To work for a company that promotes leadership, diversity, and values performance-based results.

Description : Drafted an Initial Credit Decision for 7 loans a day on single family residence, manufactured homes, planned unit developments and 1 to 4 unit properties that were assigned to me. Reviewed applications and associated documentation to insure thoroughness and accuracy. Reviewed and assess financial information to determine borrower's ability to make future payments. Perform analysis and review of all loan information, including, however, not limited to credit reports, appraisal reports, title reports, tax returns, financial statements, income and assets documentation necessary to make final credit decision.

Communicate immediately and effectively verbally and in writing with all applicants and internal team members with identified conditions needed for approval. You are now a Monster member—and you'll receive more content in your inbox soon. By continuing, you agree to Monster's privacy policy , terms of use and use of cookies. Search Career Advice.

Sample Resume for a Mortgage Underwriter You may be an expert at underwriting, but how about resume writing? Use this mortgage underwriter sample resume as a guide to preparing your resume. Sample Resume for a Mortgage Underwriter. Related Articles. Browse articles by Find The Right Career Path. Professional Development. Most Recent Mortgage Underwriter Jobs.